Corporate and Business Lending

About the Book

If you’re seeking a practical approach to building a safe and profitable business loan portfolio, you already know it’s easy to get overwhelmed. The environment doesn’t make the task easier: Economies continue to undergo structural adjustments, and markets are getting increasingly competitive and volatile. Kenny Tay, a veteran merchant banker and licensed securities dealer, provides a framework that allows new entrants into the corporate lending world succeed. Drawing on his decades of experience, he delivers lessons so you or your lending team can: understand the financing structure of a typical business corporation; determine the rationale for borrowing and lending; assess a company’s credit risk profile; and evaluate loans until they are fully repaid. Many unforeseen events can happen along the way that can turn a good loan into a bad one, which is why you need to fully understand the process. Make a complete commitment to building a business loan portfolio that will stand the test of time with Corporate and Business Lending.

About the Author

Kenny Tay began his merchant banking career with an affiliate of JP Morgan, followed by appointments with the Dow Banking Group, Royal Trust Company Canada, and UOB Bank Australia. He had been a licensed securities dealer with the Victoria Securities Commission, State of Victoria, Australia, and currently the Chief Executive of the Australia New Zealand Institute, a work based skills development organization.